Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Many Australians find themselves in need of urgent financial assistance for unexpected expenses. If you’re feeling the pinch and searching for same day emergency loans bad credit, you’re not alone. Traditional lenders like banks may not provide timely support, especially if your credit isn't perfect. That’s where Fundo comes in! As a trusted online lender, we specialise in short-term loans tailored for Aussies, even those with less-than-stellar credit histories.
Fundo understands the urgency of financial situations and aims to streamline the process of securing funds. Here’s what sets us apart:
At Fundo, we want to help you access the cash you need without the hassle typically associated with loans. Whether you're considering emergency loans for unexpected bills or looking for quick funding for other urgent situations, we keep the process simple and straightforward.
Qualifying for a same day emergency loan with bad credit is easier than you think. Here’s how:
To apply, simply fill out our online form with your personal details and the amount you wish to borrow. If you’re a returning customer, reapplying is a breeze, taking just three clicks to complete!
Our exclusive Fundo Customer Score feature rewards customers for good financial behaviour, such as timely repayments and referrals. The better your Fundo Customer Score, the higher your chances of approval for future loans. With Fundo, we not only provide loans but also empower you to practise healthy borrowing habits.
Stop worrying about endless searches for quick cheap payday loans or quick loans. Let Fundo take the stress out of urgent financial needs with our accessible, fast, and friendly service. Apply today and take the first step towards financial relief!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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