Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
Generally, if a same day loan application is submitted and approved during business hours, borrowers can look forward to the funds being available the same day. But it’s also possible to receive the money the following day if the application is submitted just before the lender’s closing time.

At Fundo, we strive to deliver an exceptional lending experience that aligns with your need for speed. We’ve geared our operations towards a streamlined, tech-savvy approach for those looking for loans today online.

Fundo’s fast cash applications are always accessible, which means you can apply for same day fast loans at any time that suits you. If your application is submitted and approved during our office hours, which are Monday to Friday from 9.00 a.m. to 6.00 p.m. and Saturday from 9.00 a.m. to 5.00 p.m. Sydney time, chances are you’ll receive the funds the same day.

Whether same day fast loans require security primarily depends on the loan provider. Some providers offer loans that typically require some form of security, such as a car. 

However, most same day fast loans in Australia are unsecured. This means you won’t have to provide any security, making the loan process easier, more accessible, and more straightforward.

At Fundo, we value the simplicity of unsecured loans, which is why we offer unsecured small and medium loans. We aim to lessen your financial stress without burdening you with asset requirements. As a private lending institution, we’ve designed our process for our online loans to help craft a financial experience that empowers you. 

Choosing same day fast loans comes with several advantages over other loan options. These loans, typically available online, offer convenience and accessibility that are simply unmatched. 

As the name suggests, borrowers can receive funds on the same day. This is crucial if you need the money immediately since it may take you days or even weeks to receive the money from other types of loans.

Take Fundo, for example, where you can apply anytime, thanks to our online loan application process. This flexibility caters to your busy schedule and your immediate financial needs.

We offer you a quick personal loan online that meets your unique needs and circumstances and can be processed and disbursed on the same day. So whether it’s for an unexpected expense or a planned purchase, Fundo loans are designed to support you when life happens.

The application for same day fast loans may not sail through for a few common reasons, like not meeting the eligibility criteria. 

As a responsible lender, Fundo sets these criteria to help ensure loans are a helpful financial solution, not a burden. We set the following requirements for our quick loans with the goal of helping a wide range of borrowers:

Another reason for rejection in terms of same day fast loans could be a low credit score. 

At Fundo, we may conduct credit checks in some instances, but they only play a minor role in our decision-making process. Instead of focusing only on your financial history, we consider your current ability to repay the loan. Our aim is to provide short term cash loan offers without fuss and in tune with your financial well-being.

Get the funds you need with Fundo!

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.