Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
Finding financial support can sometimes feel overwhelming, especially when exploring options like same day lenders for bad credit. But don’t worry; Fundo is here to simplify the process and help you secure the funding you need. We focus on making short-term loans more accessible, even if your credit score isn’t perfect. With Fundo, you'll experience straightforward, jargon-free communication and quick decisions—because we believe borrowing should be hassle-free.
At Fundo, we offer easy online applications for loans up to $5,000, designed to accommodate your specific needs. Our small loans come with flexible repayment options, allowing you to choose a payment plan that suits your budget. You can expect:
So, whether you have unexpected expenses or need cash for immediate plans, Fundo provides a straightforward solution. You can use our loans for various needs, such as emergency expenses or even quick home improvements with our home renovation loans.
When you choose Fundo as your lender, you gain access to:
If you've been searching for same day lenders for bad credit options, look no further! Fundo prioritizes your comfort and convenience with minimal eligibility requirements. To apply for a short-term loan, you only need to meet the following conditions:
Ready to see what you could qualify for? Starting your application with Fundo is that simple! Just fill out our online application form with some basic personal and loan details, and if you're a returning customer, you can apply in just three clicks!
Remember, if you apply within business hours, you could receive same-day funding. Unsure about your eligibility? You can check your Fundo Customer Score to better understand your chances. Want to improve your score or earn rewards? Pay on time, refer friends to Fundo, and leave us reviews that help others find us too. Start your loan application with Fundo today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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