Same Day Loans Direct Lender
Same day funds up to $5,000
Same day funds up to $5,000
Looking for same-day loans from a direct lender? Many people prefer working directly with lenders to avoid unnecessary delays and ensure faster approvals. If you’re facing an emergency expense or an unexpected bill, a same-day loan from a direct lender can provide quick financial relief. At Fundo, we offer small loans starting from $500, with a fast and straightforward online application process designed to get you the funds you need as soon as possible.
As a direct lender, Fundo ensures that the loan process is smooth and efficient without the involvement of third-party intermediaries. This direct approach allows us to offer same-day approval and rapid access to funds, helping you resolve your financial needs quickly. Whether it’s for a car repair, an urgent medical bill, or any other short-term expense, Fundo’s fast loans provide a hassle-free way to get the cash you need.
Our online application process is available 24/7, so you can apply at your convenience. Once your application is submitted, it is promptly reviewed, with approvals often granted on the same day. After approval, the funds are typically transferred to your account within hours, ensuring you have the financial support you need without delay.
At Fundo, we also offer flexible repayment options, giving you the flexibility to manage your loan based on your financial situation. Whether you prefer a shorter repayment period or need more time to repay, our loans are designed to offer the flexibility you need while keeping the process simple and stress-free.
Thousands of Australians have turned to Fundo for same-day financial solutions because of our fast service, transparent terms, and commitment to customer satisfaction. By working directly with us, you avoid the delays and complications often associated with traditional lending, giving you peace of mind during stressful financial times.
How fast can I get approved for a same-day loan with Fundo?
Fundo’s online application process is designed for speed and efficiency. Once submitted, your application is reviewed promptly, and same-day approval is often available. After approval, the funds are typically transferred to your account within hours.
What can I use a same-day loan from Fundo for?
Fundo’s small loans can be used for a variety of short-term financial needs, including emergency expenses, medical bills, car repairs, or other unexpected costs.
How flexible are Fundo’s repayment options for same-day loans?
Fundo offers flexible repayment plans that can be tailored to your financial situation. Whether you need a shorter repayment term or more time, Fundo ensures that managing your loan is easy and stress-free.
Do I need perfect credit to apply for a same-day loan with Fundo?
No, Fundo doesn’t require perfect credit. We focus on your current financial situation and your ability to repay the loan, making our loans accessible even if your credit history isn’t ideal.
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.