Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
People looking up ‘same day loans for people with bad credit’ may be experiencing difficulty obtaining a loan. This is because each provider has their own criteria for people who want to borrow money quick. But at Fundo, we’ve simplified the process for those who might typically struggle with eligibility when it comes to traditional lenders. 

We know that financial difficulties can arise from living payday to payday. That’s why we aim to make small and medium loans accessible to everyone who needs them, even those with less-than-stellar credit scores. 

Here’s what you need to apply for our quick loans:

The time it takes to approve same day loans for those searching ‘same day loans for people with bad credit’ or loans today onlinecan vary depending on the time of application and the lender’s process.

We at Fundo understand the urgency that comes with needing quick funds, especially for those looking up ‘same day loans for people with bad credit’.

Our primary goal is to provide an efficient service that doesn’t leave you waiting. Once your online loan application is submitted and approved during our business hours (Monday to Friday, 9.00 a.m. to 6.00 p.m. and Saturday, 9.00 a.m. to 5.00 p.m. Sydney time), you’re typically set to receive the funds on the same day. And even if you complete your application shortly before our closing time, there’s a chance that you’ll receive your funds the next business day, if approved.

When you’re exploring the online results for searches like ‘same day loans for people with bad credit’, it’s crucial to be aware of the fees involved. The specifics can vary among such lenders, but here at Fundo, we pride ourselves on our transparency and simplicity.

If you’re looking for an online loan or fast cash solution, we promise not to give you any unwanted surprises. We follow industry standards and lending legislation, so you’ll always know where you stand. We communicate all fees, charges, and interest rates upfront, with no hidden fees or confusing language, so you can stop hunting for same day loans for people with bad credit.

While some lenders do not perform credit checks when offering same day loans for people with bad credit, there are credit providers who make it part of their application process.

In the case of Fundo, we do conduct credit checks as part of our responsible lending practices. However, this would only play a minor role in our decision-making process. 

We understand that everyone has a unique financial story, and we’re more interested in your current ability to repay a loan than your past struggles. We’re focused on understanding your current financial situation and evaluating if a quick personal loan online with Fundo is right for you.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.