Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
Have you been looking for same day loans on Centrelink? Navigating the road of personal finances can feel like an uphill climb, especially if you rely on Centrelink benefits. 

At Fundo, we embrace those ‘life happens’ moments, understanding that the need for cash can pop up as unexpectedly as a thunderstorm. When this happens, you shouldn’t have to slog through the rain. We’ve got your back.

So, how do our online fast loans work for individuals on Centrelink? Each circumstance is as unique as the people we serve, but what matters is the type of payment you’re receiving and your personal financial picture. The magic number is a regular income of at least $1,000 per fortnight, including government benefits.

We’re not like your average, ultra-strict bank. We offer user-friendly, tech-savvy loans with a simple application, a no-fuss approval process, and possible same-day fund disbursal.

We’re all about delivering small online loans fast with the sincerity, empathy, and friendliness that are synonymous with our Australian roots. So, if you need a quick online loan in Australia, there’s no need to look further. We’ve got you covered, mate.

Concerned about the interest rates for same day loans if you’re on Centrelink? Let’s be clear. Here at Fundo, we’ve traded the fine print and the confusion for good old Australian straightforwardness.

You may be wondering if you’re going to be charged an arm and a leg in interest because you’re on Centrelink. As long as you meet the eligibility criteria, you won’t have to pay higher interest rates or fees than usual just because you’re on Centrelink. 

As a responsible lender regulated by the Australian Securities and Investments Commission (ASIC), all our fees are in line with industry standards. When you apply for small personal loans online, we typically only charge an establishment fee and a monthly account fee. These fees are determined by your loan amount. For medium loans, there is usually a flat establishment fee and a set interest rate.

As long as you’re on the ball with your repayments, you can determine the total cost of your loan even before you apply.

We’re here to help Aussies like you make the best financial decisions sans jargon, confusing legal talk, or complications. So, if you’re looking for easy, quick, small online loans, look no further.

If you’re interested in applying for a loan with us at Fundo even though you’re on Centrelink and you’re thinking, ‘Well, I probably need a heap of documents’, let’s bust that myth right away. We want you to feel relaxed, not daunted. We’ve made it as straightforward as possible for you to apply for loan online.

So, what will you need? It’s simple. Just a few crucial details: your regular income details, any government benefits you’re getting, and your identity proof – that could be your Australian driver’s licence, proof of age card, or passport. Also, we’d need your bank account details, including your bank name, account name, BSB, and account number.

There’s no need to look for ‘same day loans on Centrelink’ or ‘payday loans for bad credit instant approval’. With Fundo, we’ll guide you along the way and make sure that if your application gets accepted, you get your funds as soon as possible. 

Get started by clicking the ‘Apply Now’ button. It’s as easy as a walk in the park! Remember, when it comes to quick online loans in Australia, we’ve got you covered.

Before you dive into applying for a loan, especially if you’re on Centrelink, we recommend taking a few steps. After all, we’re not just about making loans fast and simple but also about making sure they’re the right fit for you!

First, ask yourself, ‘What do I need the money for?’ It’s important to have a clear purpose for your loan. Next, think about whether you can afford to repay the loan. Our online loans are quick and easy, but we also need to know that taking out a loan with us won’t put undue financial strain on you.

Understanding the ins and outs of the loan is also key. That means knowing the terms and conditions, the fees, and the repayment period. Don’t worry, though. There’s no mumbo-jumbo or fine print trickery with us – just transparent and upfront information.

Before you hit that ‘Apply Now’ button, make sure you’re well-prepared with all the necessary documents, like proof of income and any government benefits details. Knowing your rights and responsibilities as a borrower is crucial too.

At Fundo, we don’t want to be just a lender. We want to be your reliable financial partner, committed to your well-being. So remember, if you need a quick online loan in Australia, you don’t need to look for same day loans on Centrelink – we’ve got you covered. With Fundo, it’s not just about speed. It’s about making the best financial decision for you.

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Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.