
Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver
Same day funds up to $5,0001
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AI Innovation
Award 2024
Facing financial challenges with bad credit can be stressful, especially when urgent expenses arise. Traditional lenders may turn you away due to your credit history, but at Fundo, we believe in looking beyond just your credit score. Our mission is to provide short-term loans that are accessible to all Australians, regardless of their past credit struggles.
With Fundo, securing your loan is more straightforward than scouring the internet for options like same day pay loans for bad credit. We offer:
Our goal is to make short-term funding easier for those who need it most, especially for one-off unexpected expenses. Whether it's an urgent car repair or household fixture improvement, our loans are designed to assist you effectively.
Forget hunting down options like secure payday loans for bad credit. At Fundo, we simplify borrowing through:
To access a Fundo loan, ensure you meet these straightforward criteria:
As a borrower with us, you can also benefit from our Fundo Score. This unique scoring system rewards responsible financial behaviour, such as timely repayments, helping you improve your chances of one day securing larger loans.
Ready to experience a seamless borrowing process? Click 'Apply Now' on our homepage and enter your loan amount along with your personal details. Existing customers can even apply with just three easy clicks!
Don’t let bad credit hold you back. Choose Fundo for your financial needs and stop searching for borrow money now or cash loans bad credit. Applying for funds has never been this straightforward. Get started now!
Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver
Very easy to apply and money was transferred within the hour
Application process took 5 minutes max. It really pays to be a repeat customer because these guys make it simple.
1 Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. Timing is not guaranteed.
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 6 months with a fortnightly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
*Terms and conditions, fees and charges apply. Max loan amount of $5,000 includes fees and charges. Approval and loan amount are subject to our credit assessment criteria.
¹Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. If your bank is not NPP enabled, or if it is a public holiday, funds are usually received by the next business day. Timing is not guaranteed.
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can’t guarantee that you’ll receive a decision on the same day. However, most customers who submit their loan application and all requested supporting information by 4pm Sydney time on a regular business day receive a same-day response. Applications submitted after this time or on weekends/public holidays may be processed the next business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Paying off Fundo loans early, penalty-free, may help improve your chances for future approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Personal Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.