Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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When it comes to managing unexpected expenses or bridging financial gaps, many Australians turn to the internet for same day personal loans online. Unfortunately, traditional lenders like banks and credit unions may not always offer the quick assistance you need. That's where Fundo steps in! As an online lender dedicated to providing hassle-free short-term loans, we help you access the funds you need without the headache of complicated applications.
With Fundo, applying for a small loan is a breeze! We offer a flexible loan up to $10,000, tailored to your needs. Need to wrap up your payments quickly? Our terms can go up to 180 days, giving you plenty of time to manage your finances without feeling overwhelmed.
In addition to personal loans, explore our home renovation loans for urgent repairs or check out our emergency loans for those unanticipated costs that catch you off guard. And if you’re considering future borrowing, paying off your loan early can enhance your chances of securing even more favorable terms next time. Knowledge is power! With Fundo’s self-service dashboard, you can monitor your loan status and receive tailored advice to boost your financial health.
Getting started with Fundo is simple. To qualify for a same day personal loan online, you’ll need to:
Additionally, our unique Fundo Customer Score can help you gauge your loan eligibility. This fun scoring system rewards you for good borrowing behaviour, such as timely repayments or referring friends to Fundo—helping you improve your chances for future loans.
Ready to get started? Click 'Apply Now' on our homepage and complete your application in just a few easy steps! Once you submit during business hours and meet our eligibility criteria, your application could be approved, and funds deposited into your account within a day! Stop searching for payday loans or short term loans—apply for your same day personal loan online with Fundo today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.