Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
Life doesn’t always go as planned, which is why you may be looking up ‘same day quick loans bad credit’. You may still find yourself in need of small cash loans despite having a not-so-perfect credit score. Don’t worry – we’ve got you covered. 

Fundo’s a responsible lender, and because of that, borrowers need to meet certain requirements. You are eligible to apply for a Fundo personal loan if you:

Then, you can log on to our website and fill out the loan application form. The Fundo team will assess your application after you have filled out all your details on the application form. The best part is that applications submitted during business hours will most likely be processed the same day.

Those looking up ‘same day quick loans bad credit’ will be delighted to know that if you can submit your application within business hours, it’s highly likely that you will receive a loan decision on the same day. If your loan gets approved, same day cash loans can also usually be sent straight to your account – you guessed it – on the same day, too!

We’re all about getting you the online loans you need, when you need them. But please take note that each bank may have a different processing time – as such, those much-needed funds may become available the day following your application.

Every Fundo loan comes with fees, but rest assured that your loan costs are governed by all the applicable laws. As a responsible lender regulated by the Australian Securities and Investments Commission (ASIC), all our fees are in accordance with industry standards. 

The fees we charge for small personal loans are typically an establishment fee and a monthly account fee. These fees depend on the amount of the loan. For medium loans, we usually charge a flat establishment fee and a fixed interest rate. 

If your search history is filled with terms like ‘same day quick loans bad credit’, here’s some good news. 

At Fundo, we’re committed to responsibility in offering our cash loans. As part of that, we may conduct a credit check before approving an application. But it’s possible to get approval for your application even if your credit history doesn’t look too great at the moment.

Everyone deserves a fair shot. Because of that, we look at loan applications holistically. You’re considered for easy loans based on more than just your credit score. While we consider your credit history, we also consider your current ability to pay. So don’t let your history stop you from trying your hand at a loan application to get quick cash.

That said, please be mindful that when a credit check is applicable, it is only done with your express permission.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.