Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Financial surprises can pop up at any moment, whether it's an unexpected bill or a sudden expense you hadn't planned for. If you find yourself searching for same day small loans bad credit, you might be feeling the pressure of time and need quick cash. This is where alternative lenders like Fundo come to your rescue. We specialise in providing small loans that cater to the needs of Australians, even if you have a less-than-perfect credit history. At Fundo, we strive to make it simple for you to access funds precisely when you need them, without any hassle.
Our process is designed with your convenience in mind:
At Fundo, we understand the challenges you may face in securing funding, especially when you're dealing with bad credit. That's why we offer flexible and straightforward solutions designed for your unique situation:
Our eligibility requirements at Fundo are minimal and quite achievable:
If you meet these criteria, simply fill out our application form with your personal and financial details. If approved, the funds could hit your account within 60 seconds from contract acceptance—just make sure you apply within business hours for the quickest turnaround!
Forget endless searches for options like easiest personal loans or cash today. Choose Fundo instead! Our Fundo Customer Score feature lets you track your application likelihood and improve your score by referring friends or making timely repayments. Returning customers can reapply seamlessly and swiftly with just a few clicks!
Unlock your financial flexibility today by applying for a same day small loan with Fundo, and say goodbye to financial struggles!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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