Same Time Loan
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses arise, you need fast access to funds without the hassle of lengthy application processes. If you’re looking for a same-time loan to handle an urgent financial need, Fundo has you covered. We offer small loans starting from $500, with a fast and straightforward online application process that ensures you get approved and receive your funds at the same time. Whether it’s an emergency bill, a medical expense, or another unexpected cost, Fundo’s quick loans provide fast access to cash without unnecessary delays.
At Fundo, we prioritize speed and convenience. Once you complete our easy online application, our team works quickly to review it, often providing same-day approval. If you have a PayID-enabled bank account, Fundo can transfer the loan funds to you within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance, ensuring that you receive the cash you need immediately. This fast process helps you manage urgent financial situations without the long wait times associated with traditional lenders.
In addition to fast approval and instant funding, Fundo offers flexible repayment options that make it easy to repay your loan. Whether you need more time or prefer a shorter repayment term, Fundo’s loans are designed to provide flexibility and convenience, helping you navigate financial challenges without added stress.
How quickly can I get approved for a same-time loan from Fundo?
Fundo’s online application process is designed for speed and simplicity. Once your application is submitted, it is reviewed promptly�often providing same-day approval. If your bank account is PayID-enabled, Fundo can transfer the funds to you within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance, giving you instant access to your money.
What can I use a same-time loan from Fundo for?
Fundo’s small loans can be used to cover a variety of urgent financial needs, such as medical bills, emergency car repairs, household repairs, or any other unexpected expense that requires immediate financial attention.
How does Fundo’s PayID system provide instant access to funds?
If your bank account supports PayID, Fundo can transfer the loan funds to you instantly�within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance. This ensures you have immediate access to cash when you need it most.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment options that can be tailored to your financial situation. Whether you need a shorter or longer repayment period, Fundo ensures that repaying your loan is easy and stress-free.
Do I need a perfect credit score to apply for a same-time loan from Fundo?
No, Fundo doesn’t require perfect credit. While we may perform a credit check, we focus more on your current financial situation and your ability to repay the loan.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
