Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Finding a secured loan when facing bad credit can be a daunting task. Many traditional lenders require extensive documentation and lengthy approval processes, leaving you feeling frustrated. That's where Fundo comes in! We understand that life can throw unexpected expenses your way, and a swift solution is essential. Searching for options like secured bad credit loans can often lead to dead ends, but with Fundo, you're in good hands.
At Fundo, we prioritise a seamless experience. Our application process is designed to be quick and efficient, allowing you to focus on what matters most—getting the funds you need without all the stress. Here’s what you can expect:
As an Australian lender, our goal is to empower you with accessible options. Whether you need a little extra cash for urgent repairs, home improvements, or handling unexpected expenses, we offer tailored solutions designed for you. No need to keep searching for easy payday loans or fast loans with low interest — we’ve got you covered!
Taking the first step towards your secured bad credit loan has never been easier. Our online application is straightforward and can be completed from the comfort of your home. Here’s how:
Enhance your chances of approval by checking your Fundo Customer Score. Our unique scoring system rewards responsible financial behaviour: make timely payments, refer friends, and leave feedback to boost your score. The better your score, the more opportunities you'll have.
No need to continue your search for weekend loans or online loans. At Fundo, we’re here to simplify your financial journey. Ready to get started? Complete your loan application today and let us help you secure the funds you need!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.