Secured Bad Credit Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding a secured loan when facing bad credit can be a daunting task. Many traditional lenders require extensive documentation and lengthy approval processes, leaving you feeling frustrated. That's where Fundo comes in! We understand that life can throw unexpected expenses your way, and a swift solution is essential. Searching for options like secured bad credit loans can often lead to dead ends, but with Fundo, you're in good hands.
At Fundo, we prioritise a seamless experience. Our application process is designed to be quick and efficient, allowing you to focus on what matters most—getting the funds you need without all the stress. Here’s what you can expect:
As an Australian lender, our goal is to empower you with accessible options. Whether you need a little extra cash for urgent repairs, home improvements, or handling unexpected expenses, we offer tailored solutions designed for you. No need to keep searching for easy payday loans or fast loans with low interest — we’ve got you covered!
Taking the first step towards your secured bad credit loan has never been easier. Our online application is straightforward and can be completed from the comfort of your home. Here’s how:
Enhance your chances of approval by checking your Fundo Score. Our unique scoring system rewards responsible financial behaviour: make timely payments, refer friends, and leave feedback to boost your score. The better your score, the more opportunities you'll have.
No need to continue your search for weekend loans or online loans. At Fundo, we’re here to simplify your financial journey. Ready to get started? Complete your loan application today and let us help you secure the funds you need!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
