Short Cash Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
We all experience moments when unexpected expenses pop up, whether it's for home repairs, medical emergencies, or even that last-minute getaway. If you’re in need of some quick funds but have been searching for short cash loans for bad credit, Fundo is here for you! As a dedicated private lender, we specialise in short-term loans designed to cater to a diverse range of borrowers, including those with less-than-perfect credit histories.
At Fundo, we believe in making loans as easy and straightforward as possible. You don’t have to navigate complex jargon or overwhelming paperwork with us. If you’ve been scouring the internet for terms like 'Same Day Loans Online Bad Credit', look no further! We’re committed to providing you with a hassle-free experience when it comes to obtaining the funding you need.
Fundo offers a variety of short-term loan options, including repayment terms of up to 180 days. Plus, if you pay off your loan early, you can avoid certain fees! Responsible financial behaviour could also enhance your borrowing chances for future loans. As a borrower, you’ll have access to our user-friendly self-service dashboard, which provides you with valuable insights on your loan and financial tips to ensure you stay on track.
While you might be checking out 'Secure Payday Loans Online' or 'Short Cash Loans Bad Credit', choosing Fundo means opting for flexibility and understanding when it comes to your unique financial circumstances. We offer loans that cover everything from urgent home repairs to unexpected medical costs—ensuring you have a reliable solution when you need it most.
If you are over 18 years of age, currently living in Australia, and earning a minimum income of $1,000 per fortnight (including government benefits), you could be eligible to apply for a loan with us. Our application process is simple—just fill out the online form with your details and the amount you wish to borrow. If your application is submitted during business hours, you can expect to hear back about your outcome on the same day! If approved, your money could be in your account almost instantly!
For returning customers already familiar with our services, applying for a new loan is even faster—just a few clicks and you’re done! Looking to enhance your chances of approval? Keep an eye on your Fundo Score; good credit habits can help you secure better loan terms in the future.
Ready to explore your options? There's no need to keep searching for 'cash direct loans' or 'instant loan' any longer. With Fundo, you're just a few clicks away from securing the short cash loan you need. Apply now and experience the Fundo difference!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.