Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When unexpected bills arise, it’s natural to look for quick solutions, and you might find yourself searching for options like a short loan term. Many traditional lenders can lead you through a lengthy approval process, which might leave you feeling frustrated. At Fundo, we think accessing cash shouldn't be such a hassle! As a friendly alternative to conventional lenders, we’re here to offer quick and easy short-term loans designed for everyday Australians across the country. Our aim is to keep things simple and transparent, making it fast and convenient to secure the micro-finance you need.
Whether you need funds for unexpected repairs or urgent expenses, Fundo is your go-to solution for short loan term financing. Check out our home renovation loans for indispensable fixes or our emergency loans for those urgent bills that catch you off guard. You can rest assured that our transparent lending allows you to focus on what matters most—getting back on track.
If you’re wondering about your eligibility for a short loan term, Fundo has flexible requirements compared to traditional lenders. Just be at least 18 years old, reside in Australia, show a verified income of at least $1,000 per fortnight (including government benefits), and demonstrate your ability to manage repayments smoothly.
Start your application by visiting our online platform where you’ll fill out the form simply with your desired amount and personal details. If you apply during business hours, you might see your funds reach your account within 60 seconds from contract acceptance—a huge win when speed is crucial! No need to ponder over questions like quick loan approvals. You can take charge of your financial journey today with Fundo!
Improve your Fundo Customer Score by consistently demonstrating responsible repayment behaviour. Think of ways to elevate your score, such as timely payments, and sharing your positive experience! Don't hesitate—apply now and unlock the cash you need to stay ahead!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.