Short Term Bad Credit Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unplanned expenses arise, short-term bad credit loans can be a lifeline. If you’ve been tirelessly looking for *short-term bad credit loans*, you might have felt overwhelmed by traditional lending options. Navigating through complex paperwork and obscure requirements can be daunting, and facing rejection due to credit history can feel disheartening. Here at Fundo, we believe you deserve better. As an alternative lender, we aim to make borrowing accessible for all Australians. Our flexible approach means that previous credit issues don’t automatically disqualify you from a loan. We understand that everyone's financial journey is unique, and challenges from the past shouldn't define your future.
We understand that searching for options like *short-term bad credit loans* can be stressful. Our goal at Fundo is to remove that stress. With terms on our small loans extending up to 180 days for a MACC loan, we ensure you can repay on your timetable. Want to set yourself up for better financial health? Our online dashboard is stocked with resources on managing finances, helping you work towards improving your situation. Plus, if you need emergency loans to tackle unexpected costs, you’re in the right place!
Now that you’ve discovered Fundo, you can stop browsing for options like *easy and fast loans* or *small fast loans*. With straightforward eligibility criteria, we’re the perfect choice for anyone in search of *short-term bad credit loans*. To qualify for a Fundo loan, you simply need to:
Once you meet these criteria, applying is easy. Just fill out some basic details, submit your application, and you could see funding the same day—provided you apply within business hours! Returning customers can even apply with just three quick clicks. Curious about your chances? Check your Fundo Score to see your loan eligibility.
Fundo is here to support you every step of the way. Apply today and transform your immediate financial needs into manageable solutions!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
