Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Are you in need of quick financial relief and searching for short-term cash loans bad credit? We at Fundo understand how unexpected expenses can catch you off guard, whether it's a car repair or a home renovation project. Securing a small loan can feel like a daunting task, especially with the rigid documentation requirements traditional lenders impose. But don't worry, you don’t have to navigate this alone!
At Fundo, we simplify the loan process, making it as straightforward and stress-free as possible. Unlike banks that may take weeks or even months to offer a decision, our goal is to give you a response within days. We offer short-term loans designed to cater to Australians in various financial situations, including those with uneven credit histories.
When exploring short-term cash loans bad credit, it’s essential to be informed of what Fundo can offer you. We provide both small (SACC) up to $2,000 and medium (MACC) loans that can be tailored to your needs.
Considering a loan? With Fundo, meeting our eligibility requirements is simple. If you are:
Then you’re likely to qualify! Just complete our quick application form, and with approval during business hours, you could receive your funds the same day, depending on banking processes.
Stop searching for low amount loans or invest in short-term loans. Instead, take the first step towards financial relief with a Fundo loan today! With a commitment to rewarding good credit behaviour and allowing you to enhance your Fundo Customer Score, you're choosing a lender focused on your journey toward better financial health.
Why wait? Explore your options with Fundo and enjoy a seamless lending experience. Apply now and let us help you get back on track!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.