Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Financial surprises can hit at any time, and sometimes, despite our best budgeting efforts, a loan becomes necessary. Whether it’s an urgent expense or an unexpected bill, short term loans for bad credit online can provide the financial breathing room you need. Searching online for the right lender can feel overwhelming, especially if you have less-than-perfect credit. That’s where Fundo steps in! We are your friendly Australian lender, ready to help you navigate your financial needs.
Fundo is all about transparency and support, ensuring you receive clear and concise information about your options. When you choose us for short term loans for bad credit online, you can count on:
Finding the right loan shouldn’t be a hassle! With Fundo, applying for a short term loan is simple:
Our criteria are minimal: you need to be over 18 years old, currently living in Australia, earning a verified income of at least $1,000 per fortnight (including government benefits), and able to make repayments without added financial stress.
At Fundo, we believe in rewarding responsible financial behaviour. Check your Fundo Customer Score to see how good habits can benefit your borrowing capacity! Positive actions such as timely repayments can boost your score, making it easier to secure future loans.
We understand that not every need is the same. Apart from short term loans for bad credit online, we offer various options tailored to your situation:
Stop searching endlessly for the right solution. Choose Fundo for your short term loans for bad credit online. Our friendly team, quick process, and transparent terms mean you can focus on what truly matters while we handle the rest. Apply today and take control of your financial future!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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