Short Term Loans For Bad Credit Online
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Financial surprises can hit at any time, and sometimes, despite our best budgeting efforts, a loan becomes necessary. Whether it’s an urgent expense or an unexpected bill, short term loans for bad credit online can provide the financial breathing room you need. Searching online for the right lender can feel overwhelming, especially if you have less-than-perfect credit. That’s where Fundo steps in! We are your friendly Australian lender, ready to help you navigate your financial needs.
Fundo is all about transparency and support, ensuring you receive clear and concise information about your options. When you choose us for short term loans for bad credit online, you can count on:
Finding the right loan shouldn’t be a hassle! With Fundo, applying for a short term loan is simple:
Our criteria are minimal: you need to be over 18 years old, currently living in Australia, earning a verified income of at least $1,000 per fortnight (including government benefits), and able to make repayments without added financial stress.
At Fundo, we believe in rewarding responsible financial behaviour. Check your Fundo Score to see how good habits can benefit your borrowing capacity! Positive actions such as timely repayments can boost your score, making it easier to secure future loans.
We understand that not every need is the same. Apart from short term loans for bad credit online, we offer various options tailored to your situation:
Stop searching endlessly for the right solution. Choose Fundo for your short term loans for bad credit online. Our friendly team, quick process, and transparent terms mean you can focus on what truly matters while we handle the rest. Apply today and take control of your financial future!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
