Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
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When unexpected expenses arise, it’s natural to explore your options for short term loans for people with bad credit. At Fundo, we understand that waiting for traditional loan approvals can take forever—often weeks or even months! That's where we come in. As an alternative lender, we aim to streamline the process and make accessing cash as easy as possible, regardless of your credit history.
We believe obtaining a short term loan shouldn't be daunting. With Fundo, you can:
Our commitment is to provide you with accessible financing options tailored to meet your short-term cash needs. Whether you have an old or less-than-perfect credit history, Fundo is here to help.
Worried about what you can use a short term loan for people with bad credit? Whether it’s for unexpected bills, emergencies, or essential purchases, our loans are versatile enough to cover a range of needs. However, please note that we do not provide loans for debt consolidation.
Getting started with Fundo is easy! To apply for our short term loans for people with bad credit, you need to:
Simply fill out our online application form with details such as your desired loan amount and personal information. If your application is submitted during business hours and meets our criteria, you could receive a decision remarkably fast. And if approved, your funds can hit your account within 60 seconds from contract acceptance! 🎉
Your Fundo Customer Score plays an important role in your loan approval. This score reflects your positive financial behaviours, such as timely repayments and referring friends. By maintaining good credit habits, you can boost your chances of receiving loans in the future.
Don’t let financial stress weigh you down. Say goodbye to worries with Fundo’s friendly and efficient services. Ready to get started? Apply for your short-term loan today and experience a refreshing approach to borrowing!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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