Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
If you’re looking through the search results for ‘short term loans Sydney’, it’s very important to use the services of a reputable lender. This way, you are protected from illegal interest rate increases and other unscrupulous activities.

Here at Fundo, you can rest assured that your loan costs are governed by lending laws. We are a responsible lender regulated by the Australian Securities and Investments Commission (ASIC). Because of that, all our fees are in accordance with industry standards and the law.

These fees can vary depending on the amount of the personal loan, but you can easily check this when you review your loan contract to confirm what has been approved.

One of our hallmarks as a responsible lender is our ability to provide eligible Australians searching for short term loans Sydney-wide with flexible repayment terms. This way, if you get approved, you can nominatethe length of your cash loan.

Fundo is all about transparency, which is why we break down our fees for you in an easy-to-digest way, so you know exactly what you have to pay when you apply for a loan. There are also no hidden fees associated with your loan, because all fees are disclosed at the time of the loan offer.

But because we know each person’s circumstances are different, we’re ready to help tailor a plan that truly suits your needs. If you need a loan but want more clarification on how we calculate interest rates, speak with our customer service team.

Small loans can be beneficial to people of all kinds, particularly if you have unexpected expenses for education, travel, medical bills, and more. However, Fundo loans can only be approved for people who meet a specific set of criteria. To be eligible for our instant cash loans, you must:

That means if you’re a student who isn’t making regular income or if you’re not a permanent resident, unfortunately, we cannot process your application.

For those who are looking for short term loans Sydney-wide, Fundo is here to help! All you have to do is log on to our website and fill out the loan application form. You’ll find that our process is simpler and more straightforward compared to that of traditional banks.

Our team will assess your application after you have filled out all your details on the application form. The best part is that applications submitted during business hours will most likely be processed the same day.

The cherry on top? If you submit your application during business hours and we decide we can grant you a loan, you can typically get your loans approved and even receive your funds within the day. Do note that some banks’ processing times may vary, so you’ll want to contact your bank for more information.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.