Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Finding the right solution when unexpected expenses arise can leave you feeling overwhelmed. Whether it’s home improvements, travel adventures, or medical bills that need immediate attention, there’s no need to stress. If you've been exploring options for short term money loans bad credit, Fundo is here to support you. As a trusted lender, we specialise in providing short-term loans, designed to help you access cash quickly, even with less-than-perfect credit history.
If you've been searching for short term money loans bad credit, short payday loans bad credit or same day loans online, you’ve landed in the right place! At Fundo, we offer a variety of loan products tailored to help meet your needs, with the flexibility to ensure you can manage repayments comfortably.
Our various loan options include:
Whichever path you choose, our supportive team will guide you through selecting the ideal loan to fit your financial needs. Plus, your very own self-service dashboard will help you track payments and provide handy tips for making smart financial decisions along the way.
We believe access to finance should be straightforward. To qualify for a short term loan with Fundo, you need to meet a few essential criteria:
If you meet these points, your search for emergency personal loans or short term loans is over! Complete our easy online form with your details, and you may receive same-day approval if submitted within business hours.
Curious about your eligibility? You can gauge your chances by checking your Fundo Customer Score. As you take steps to improve your score—like making timely payments and spreading the word about Fundo—you’ll find your chances of approval improve.
So why wait? If you’re looking for small loans with bad credit or just need some quick cash, reach out to Fundo today and experience the convenience of a loan tailored to suit you!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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