Short Term Payday
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Securing a short term payday loan shouldn't feel like an uphill battle. If you've faced challenges with traditional lending processes due to your credit history, you're not alone. At Fundo, we believe in giving everyone a fair chance, regardless of their credit score. Our objective is to make short-term loans accessible to Australians who require prompt assistance.
Our approach involves a personal review of each application, ensuring that we consider your unique circumstances. Our loan application process is streamlined to be simple and free of complex jargon, so you can focus on what really matters—getting the funds you need. Here’s what you can look forward to with Fundo:
A short term payday loan can be a reliable resource for unexpected financial needs, helping you cover unexpected bills or a one-off expense. However, choosing the right lender is crucial to your experience. At Fundo, we prioritize your time and financial health, ensuring that you can apply and receive an outcome quickly. No more waiting weeks for approvals!
Fundo's lending solutions are designed with versatility in mind:
Unlike many lenders, we ensure that our services are tailored to your particular financial situation, avoiding loans for debt consolidation or paying off credit cards, which we do not support.
If you're over 18, currently living in Australia, and earning a minimum of $1,000 per fortnight, you’re already on your way to securing a loan with us. We appreciate your commitment to responsible borrowing and are excited to see how we can help with your financial journey.
Curious about your borrowing potential? Check out the Fundo Score, which rewards you for good credit behaviour and responsible engagement with our services.
Ready to take the next step? Simply click on 'Apply Now' on our homepage to get started! The application process is designed to be quick and easy—complete it in just a few clicks if you’re a returning customer. Plus, if you submit your application during business hours, you could see those funds appear in your account within moments! Don't miss out on the support you need—choose Fundo for your short term payday solution today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
