Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Securing a short term payday loan shouldn't feel like an uphill battle. If you've faced challenges with traditional lending processes due to your credit history, you're not alone. At Fundo, we believe in giving everyone a fair chance, regardless of their credit score. Our objective is to make short-term loans accessible to Australians who require prompt assistance.
Our approach involves a personal review of each application, ensuring that we consider your unique circumstances. Our loan application process is streamlined to be simple and free of complex jargon, so you can focus on what really matters—getting the funds you need. Here’s what you can look forward to with Fundo:
A short term payday loan can be a reliable resource for unexpected financial needs, helping you cover unexpected bills or a one-off expense. However, choosing the right lender is crucial to your experience. At Fundo, we prioritize your time and financial health, ensuring that you can apply and receive an outcome quickly. No more waiting weeks for approvals!
Fundo's lending solutions are designed with versatility in mind:
Unlike many lenders, we ensure that our services are tailored to your particular financial situation, avoiding loans for debt consolidation or paying off credit cards, which we do not support.
If you're over 18, currently living in Australia, and earning a minimum of $1,000 per fortnight, you’re already on your way to securing a loan with us. We appreciate your commitment to responsible borrowing and are excited to see how we can help with your financial journey.
Curious about your borrowing potential? Check out the Fundo Customer Score, which rewards you for good credit behaviour and responsible engagement with our services.
Ready to take the next step? Simply click on 'Apply Now' on our homepage to get started! The application process is designed to be quick and easy—complete it in just a few clicks if you’re a returning customer. Plus, if you submit your application during business hours, you could see those funds appear in your account within moments! Don't miss out on the support you need—choose Fundo for your short term payday solution today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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