Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Securing financial support can often feel overwhelming, especially when searching for options like "short term personal loan bad credit." If this resonates with you, don’t fret—Fundo is here to help! We understand that finding a trustworthy lender can be challenging, but we aim to make the borrowing experience straightforward and stress-free, even for those with a less-than-perfect credit history.
At Fundo, we strive to put you first by offering short-term personal loans that are simple, fast, and free of hidden fees. Our online process allows for easy applications from the comfort of your home, and we provide flexible repayment options tailored to your needs. Whether you need cash for an unexpected expense or simply want to bridge the gap until payday, Fundo could be your go-to solution.
When you're in need of a short term personal loan with bad credit, you’ll be pleased to know that Fundo has minimal eligibility requirements:
Once you meet these criteria, it's easy to apply for a loan. Rather than searching online for "bad credit short term loans," your best option is directly through Fundo. You can complete our online application and, if all goes well, receive funding the same day!
As a returning customer, the process is even faster—apply in just three clicks! If you’re unsure whether you qualify, take a moment to check your Fundo Customer Score. Improving your Fundo Customer Score can open up more financial possibilities for you by showing your good credit behaviour.
Stop letting financial anxiety hold you back! Get started on your loan application with Fundo today, and let us help you regain control over your finances.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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