Simple Cash Loans
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses arise, many Australians think about turning to traditional lenders like their local bank. However, they often face a cumbersome process with complex requirements that can lead to frustration. If you’re searching for “simple cash loans,” it’s likely you want a fast and easy solution. You’ve come to the right place with Fundo!
At Fundo, we prioritise your needs by offering quick and convenient short-term loans that you can access anywhere in Australia. Our user-friendly approach ensures that everyone, even those with a less-than-perfect credit history, has a fair chance at approval. Discover the benefits of our simple cash loans:
Fundo offers a variety of products to provide the support you need. Whether it’s for a minor emergency or an unexpected expense, we have you covered. Explore our loan options:
Applying for a Fundo loan is simple! Here’s what you need to know:
If you meet our eligibility criteria, which includes being over 18 years old, currently living in Australia, earning a verified income of at least $1,000 a fortnight, and demonstrating the ability to make repayments, you could hear back about your approval the same day!
Your financial wellness is important to us! We reward good borrowing behaviour, so paying your loans off early can help improve your Fundo Score. The more responsible you are, the better your chances of getting approved for future loans.
Stop your search for “simple cash loans” and take the first step towards financial freedom with Fundo! Fill out your application today!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.