Small Bank Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Are you finding it hard to obtain a small bank loan due to past credit challenges? At Fundo, we understand how frustrating it can be to feel overlooked in your search for financial assistance. That's why we’re committed to making small loans accessible to everyone in need. Unlike traditional lenders, our process focuses on understanding your unique situation and financial ability rather than solely relying on your credit score. As an Australian-owned lender, we prioritize flexible repayment options that suit your circumstances.
If you require funds promptly for a one-off expense, a small bank loan from Fundo may be just what you need. Whether it's for unexpected expenses, urgent home fixes, or immediate financial needs, our home renovation loans can help tackle those pressing issues. Even if life throws unexpected bills your way, our emergency loans provide a helpful financial cushion.
To enhance your loan management experience, we offer a user-friendly self-service dashboard where you can track your loan status and access financial wellness advice in real-time. This assists you in making informed decisions about your finances. If you're seeking solutions that align with your small bank loan needs, look no further than Fundo.
Have you heard of the Fundo Score? This score reflects your borrowing relationship with us and can improve with timely repayments and referrals. The better your Fundo Score, the greater your chances for improved loan terms and conditions with us. It's easy to get started—simply meet our basic requirements: be over 18 years old, reside in Australia, and have verified income of at least $1,000 per fortnight. Our user-friendly application form is available right here, eliminating the need to sift through keywords like quick cash loans or short-term lenders.
Don't let uncertainty hold you back from getting the financial support you deserve. Apply for a small bank loan with Fundo today and experience the ease of receiving funds—approved and deposited into your account within 60 seconds from contract acceptance. Let's make your borrowing experience seamless and efficient. Apply now!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
