Small Cash
Same day funds up to $5,000
Same day funds up to $5,000
Looking for small cash loans? Small cash loans provide quick access to funds for handling everyday expenses or unexpected costs. Whether it’s for a bill, an emergency, or a short-term financial need, having fast access to cash can make all the difference. At Fundo, we offer small loans starting from $500 with a fast and simple online application process. Our loans are designed to provide financial support quickly, with flexible repayment options to suit your budget.
Once your loan application is submitted, it’s reviewed promptly, and in many cases, same-day approval is available. After approval, funds are typically transferred to your account within hours, ensuring that you can manage your financial situation without waiting for days. Fundo’s small cash loans are perfect for covering unexpected bills, repairs, or personal expenses, giving you peace of mind when you need financial relief.
In addition to fast approval, Fundo provides flexible repayment options that are customised to fit your financial circumstances, making it easy to repay your loan on terms that work for you.
How fast can I get approved for a small cash loan with Fundo?
Fundo’s online application process ensures fast approval, often within the same day. Once approved, funds are typically transferred to your account within hours.
What can I use a small cash loan from Fundo for?
Small cash loans can be used for a variety of short-term financial needs, such as bills, repairs, or personal expenses.
How flexible are Fundo’s repayment options for small cash loans?
Fundo offers flexible repayment plans that are tailored to your financial situation, making repayment easy.
Do I need verified income to apply for a small cash loan with Fundo?
Yes, Fundo requires verified income to ensure responsible lending and the ability to repay the loan.
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Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.