Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
Small cash loans hold unique advantages over other forms of credit. By design, they’re easier to handle compared to their larger counterparts. Generally, if you have a smaller balance, you can expect less overwhelming repayment amounts and shorter loan durations.

What’s more, small cash loans also offer more versatility than use-specific credit options like certain emergency loans. For instance, some loans can only be exclusively used on obligations like medical bills, while small cash loans have a variety of uses, such as weekend getaways, year-end celebrations, and more. 

Lastly, in comparison to a fast payday advance loan, small cash loans tend to have a more lenient repayment schedule since they don’t strictly deduct from your salary during payday. 

At Fundo, our small cash loans have all of these advantages and much more. We uphold responsible lending and make sure that we only offer you loans you can easily manage. With our funds, you can also spend how you’d like and make your dream purchases come true. You’ll even be pleased to know that we don’t have rigid repayment terms.

Small fast loan repayment periods can significantly vary, ranging from a couple of weeks to a few months or even years, mainly depending on the lending institution’s policies. However, we at Fundo recognise that each person’s financial situation is unique, so we’ve made it a point to offer flexible repayment terms to suit each borrower.

We’re also dedicated to offering a convenient borrowing experience driven by a tech-savvy approach. For this reason, personal loan repayments and rescheduling are as simple as a few taps on our self-service dashboard. Our aim is to give you the space to breathe easy after making a fulfilling purchase. 

It’s simple; all you have to do is take note of three factors: principal amount, associated fees, and interest rate. To find out the total cost of borrowing a small cash loan at Fundo, just add the principal amount and applicable fees. You can also reach out to our friendly team if you have any questions about calculating your total loan costs. 

One of the best parts about our small cash service is that you don’t have to stress about hidden charges or complicated legal jargon when you need a loan. We’re a completely transparent, Australian-owned company focused on ensuring you feel valued, comfortable, and well-served every step of the way. 

As a reliable lender, we’ve also eliminated complicated forms and long-winded procedures, offering you a seamless, no-fuss application and an in-depth assessment process. We’re here to provide an experience that’s as quick and uncomplicated as possible, allowing you to focus on what truly matters: living your best life without financial stress.

At Fundo, we understand the importance of individual circumstances when it comes to getting fast cash loans with bad credit. As such, you can rest assured that we see the bigger picture beyond credit scores and that we believe everyone deserves a fair shot at realising their dream purchases. 

Our team doesn’t shun individuals with a challenging credit history. We aim to be a reliable ally, providing borrowers with access to small cash loans swiftly and efficiently. Our commitment even propels us to take into consideration a wide range of important variables when making a loan decision. This includes your overall income sources, your ability to make repayments on time, and much more. 

At the end of the day, we strive to make your experience with us incredibly straightforward. So if your credit history isn’t the best, don’t fret. Our doors remain open, as your credit score only plays a small role in our comprehensive assessment. Instead, we focus on your current financial situation.

Join us today at Fundo and apply for small loan and medium loan offers in the comfort of your own home. 

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.