Small Cash Loan Australia
Same day funds up to $5,000
Same day funds up to $5,000
Need a small cash loan in Australia? We know that bad credit can create hurdles when you're in a pinch. Conventional lenders often rely heavily on credit scores, leading to frustrating rejections. At Fundo, we believe everyone deserves a fair chance, which is why we focus on the individual circumstances of each applicant. Our goal is to make short-term funding accessible and manageable, especially for those who may feel overlooked by traditional financial institutions.
Why choose Fundo? Our application process is straightforward, ensuring you can quickly apply without excessive bureaucratic hurdles. When you choose us, you won't have to wait weeks to hear back about your request. Instead, we ensure a speedy application and approval process so you can get the funds you need within 60 seconds from the acceptance of your loan contract. Our commitment to your time reflects our understanding of urgent financial needs. 💰
At Fundo, we offer a range of options for small cash loans tailored to your unique circumstances. You can opt to pay off your loan over a period of up to 180 days, or even repay it ahead of time to increase your chances of future approvals. Our services are designed with flexibility in mind, helping you avoid unnecessary fees while managing your finances effectively.
Simplifying your search for a small cash loan in Australia is what we do best. Our eligibility criteria are minimal, allowing more Australians to qualify for the financial help they need:
Ready to get started? Just fill out our online application form with your personal information, contact details, and desired loan amount. If you’ve borrowed from Fundo before, reapplying is even easier—just three clicks and you're done! Plus, our Fundo Score rewards great borrowing behaviour, helping improve your approval chances for future loans.
Stop browsing term after term for elusive solutions to your financial needs. With Fundo, you don't need to search for keywords like ‘same day cash loans’ anymore. Our friendly team is here to help you every step of the way! 🙌
Start your journey with Fundo today and unlock a world of lending that understands your needs. Don’t wait—apply for your small cash loan now!
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.