Small Cash Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
If you find yourself in a pinch and need quick, convenient funds, small cash loans for bad credit might be the solution you've been searching for. Navigating the often daunting requirements of traditional lenders can feel overwhelming, but Fundo is here to simplify that process. We understand that you may have faced challenges with credit scores in the past, and that's why our lending criteria are more flexible than those of many conventional lenders. Plus, you won't have to jump through hoops with excessive paperwork or long processing times.
At Fundo, we focus on making borrowing easier for Australians. Whether you’re facing unexpected costs or need a short-term boost, our user-friendly online loan application ensures that you can access the funding you need quickly—with funds hitting your account within 60 seconds from contract acceptance. No complicated jargon or hidden fees here! Just straightforward lending that helps you get back on track.
We know that finding reliable financing options is vital. This is why many people search for terms like small cash loans for bad credit to weigh their options. Fundo is committed to responsible lending, offering products that can cater to your unique needs. Looking to manage urgent repairs? Our emergency loans may be perfect for a one-off expense. Want to spruce up your space? Check out our home renovation loans.
Remember, we do not allow loans for debt consolidation or paying off existing debts, a stance that sets us apart as a responsible lender. With Fundo, you gain access to financing designed to solve immediate needs rather than accumulate burdens.
To qualify for a small cash loan, you need to meet the following eligibility requirements:
If you tick these boxes, go ahead and fill out our simple application form! If you apply during business hours, we aim to provide a swift approval and release your funds the same day. Returning customers can complete the process in just three clicks!
Thinking about exploring your options for small cash loans for bad credit? With our unique Fundo Score, you can improve your chances of getting approved and enjoy potential discounts. The more diligent you are about your repayments and the fewer loans you hold elsewhere, the better your score will become.
Embrace the opportunity for easier borrowing today. Apply for your small cash loan with Fundo now and take the positive step towards financial freedom!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.