Small Loan Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When you encounter unexpected bills or important costs, small loans can be a fantastic solution to get the cash you need swiftly. If you're searching for options despite your past credit issues, you might feel overwhelmed by traditional lenders that often deny applications for small loan bad credit scenarios. At Fundo, we believe everyone should have access to financial support, regardless of their credit history.
Unlike many mainstream lenders, we understand that your past does not define your present ability to manage repayments. Our approach as an alternative lender is designed to be more inclusive. We focus on creating opportunities for Australians who seek matchless short-term loans without the stigma of poor credit.
Searching for loans can often feel like a long and stressful journey. To alleviate that stress, we're proud to present our streamlined loan offerings tailored for those seeking small loans with bad credit histories. Some of our excellent loan options include:
Let us simplify your funding needs. With Fundo's user-friendly self-service dashboard, you can effortlessly manage your loan and stay informed about your payment terms.
Late-night expenses or unforeseen circumstances don’t wait, and neither should you! If you've been on the hunt for quick loans, forget about the hassle with options like Instant Cash Advance Online Payday Loan. At Fundo, our eligibility is straightforward, allowing you easy access to funds. Our minimum requirements include:
Meet these criteria and you can apply for a loan with Fundo through our quick and seamless online application form! If you submit your application during business hours, you could receive funds in your account within 60 seconds from contract acceptance.
Wondering if you qualify? Check your Fundo Score to gauge your eligibility. By consistently managing your loans and advocating good financial behaviour, you can see improvements in your score, making future loans even more accessible.
Don't let past credit challenges hold you back. Start your journey with Fundo by applying for a small loan today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
