Small Loan Bank
Same day funds up to $5,000
Same day funds up to $5,000
Finding yourself in need of quick financial help? Whether it’s for an unplanned expense or to cover a small financial gap, many Australians turn to “small loan bank” searches like “Small Fast Loans.” Traditional sources such as banks and credit unions can often create delays when you require funds urgently. That’s where Fundo comes in! As a trusted online lender, we specialise in providing short-term loans to Australians, even if their credit situation is less than perfect. Our streamlined processes ensure that you can access funds swiftly and easily, making us your go-to choice for fast financial solutions.
At Fundo, we offer a variety of loans tailored to your needs. Our small loan solutions can cater to various purposes, such as emergencies or one-off expenses. Looking to spruce up your home? Check out our home renovation loans. Need some urgent cash? Our emergency loans are designed for those immediate situations. With us, you won’t have to worry about unnecessary penalties; pay comfortably within up to 180 days for a MACC loan, and if you're able to settle early, there's no penalty! This aligns with our commitment to rewarding good managing of finances.
Stop your search for a direct lender! At Fundo, applying for a small loan is simple. To be eligible, just meet our straightforward criteria: over 18 years of age, currently living in Australia, making at least $1,000 in verified income per fortnight (including government benefits), and having the ability to repay the loan without financial distress. Simply fill out our user-friendly online application form. It takes just three easy clicks to apply, and if you’ve borrowed from us before, applying for another loan is even quicker!
We also have something special for our borrowers—the Fundo Score. This exclusive feature encourages healthy financial habits, rewarding you for timely repayments, leaving feedback, and referring friends. The more responsible you are, the higher your Fundo Score, increasing your chances of loan approval! If you’re tired of searching for phrases like “borrow money now” or “last minute loans no credit check,” it’s time to switch gears. Partner with Fundo today and unlock the benefits of responsible borrowing!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.