Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
Finding yourself in need of quick financial help? Whether it’s for an unplanned expense or to cover a small financial gap, many Australians turn to “small loan bank” searches like “Small Fast Loans.” Traditional sources such as banks and credit unions can often create delays when you require funds urgently. That’s where Fundo comes in! As a trusted online lender, we specialise in providing short-term loans to Australians, even if their credit situation is less than perfect. Our streamlined processes ensure that you can access funds swiftly and easily, making us your go-to choice for fast financial solutions.
At Fundo, we offer a variety of loans tailored to your needs. Our small loan solutions can cater to various purposes, such as emergencies or one-off expenses. Looking to spruce up your home? Check out our home renovation loans. Need some urgent cash? Our emergency loans are designed for those immediate situations. With us, you won’t have to worry about unnecessary penalties; pay comfortably within up to 180 days for a MACC loan, and if you're able to settle early, there's no penalty! This aligns with our commitment to rewarding good managing of finances.
Stop your search for a direct lender! At Fundo, applying for a small loan is simple. To be eligible, just meet our straightforward criteria: over 18 years of age, currently living in Australia, making at least $1,000 in verified income per fortnight (including government benefits), and having the ability to repay the loan without financial distress. Simply fill out our user-friendly online application form. It takes just three easy clicks to apply, and if you’ve borrowed from us before, applying for another loan is even quicker!
We also have something special for our borrowers—the Fundo Customer Score. This exclusive feature encourages healthy financial habits, rewarding you for timely repayments, leaving feedback, and referring friends. The more responsible you are, the higher your Fundo Customer Score, increasing your chances of loan approval! If you’re tired of searching for phrases like “borrow money now” or “Personal Loans,” it’s time to switch gears. Partner with Fundo today and unlock the benefits of responsible borrowing!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.