Small Loan Same Day
Same day funds up to $5,000
Same day funds up to $5,000
When you need access to funds quickly, Fundo offers a fast and easy solution. We provide small loans starting from $500, designed to offer quick access to cash when you need it most. With our simple online application process and fast approval, Fundo ensures that you can get the money you need on the same day - perfect for handling unexpected financial needs like emergency bills, repairs, or personal expenses.
Fundo is committed to making the loan application process as fast and straightforward as possible. Once you submit your application, our team works quickly to review it. In many cases, you’ll receive same-day approval. If you have a PayID-enabled bank account, Fundo can transfer the funds to you within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance, providing you with instant access to your money.
In addition to fast approval, Fundo offers flexible repayment options to ensure that managing your loan is easy and stress-free. With same-day approval and fast access to cash, Fundo’s small loans are designed to help you manage life’s financial surprises.
How quickly can I get approved for a small loan from Fundo?
Fundo’s online application process is quick and simple. Once you submit your application, we aim to review it on the same day, often providing approval within hours. If your bank account supports PayID, you can receive the funds within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance.
What can I use a same-day approval loan from Fundo for?
Fundo’s small loans can be used for various short-term financial needs, such as emergency expenses, personal bills, car repairs, and other unexpected costs that require immediate attention.
How does Fundo’s PayID system work for instant fund transfers?
If your bank account is PayID-enabled, Fundo can transfer the loan funds within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance. This ensures that you have immediate access to cash to handle urgent financial situations.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that are tailored to your financial situation. Whether you need a short repayment term or more time, Fundo’s repayment options ensure that managing your loan is easy and stress-free.
Do I need a good credit score to apply for a same-day loan from Fundo?
No, Fundo doesn’t require perfect credit. While we may conduct a credit check, we focus on your ability to repay the loan and your current financial situation.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.