Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When you need access to funds quickly, Fundo offers a fast and easy solution. We provide small loans starting from $500, designed to offer quick access to cash when you need it most. With our simple online application process and fast approval, Fundo ensures that you can get the money you need on the same day - perfect for handling unexpected financial needs like emergency bills, repairs, or personal expenses.
Fundo is committed to making the loan application process as fast and straightforward as possible. Once you submit your application, our team works quickly to review it. In many cases, you’ll receive same-day approval. If you have a PayID-enabled bank account, Fundo can transfer the funds to you within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance, providing you with instant access to your money.
In addition to fast approval, Fundo offers flexible repayment options to ensure that managing your loan is easy and stress-free. With same-day approval and fast access to cash, Fundo’s small loans are designed to help you manage life’s financial surprises.
How quickly can I get approved for a small loan from Fundo?
Fundo’s online application process is quick and simple. Once you submit your application, we aim to review it on the same day, often providing approval within hours. If your bank account supports PayID, you can receive the funds within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance.
What can I use a same-day approval loan from Fundo for?
Fundo’s small loans can be used for various short-term financial needs, such as emergency expenses, personal bills, car repairs, and other unexpected costs that require immediate attention.
How does Fundo’s PayID system work for instant fund transfers?
If your bank account is PayID-enabled, Fundo can transfer the loan funds within 60 seconds from accepting your loan agreement and if your bank supports PayID from contract acceptance. This ensures that you have immediate access to cash to handle urgent financial situations.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that are tailored to your financial situation. Whether you need a short repayment term or more time, Fundo’s repayment options ensure that managing your loan is easy and stress-free.
Do I need a good credit score to apply for a same-day loan from Fundo?
No, Fundo doesn’t require perfect credit. While we may conduct a lorem ipsum, we focus on your ability to repay the loan and your current financial situation.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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