Small Loans Bad Credit Australia
Same day funds up to $5,000
Same day funds up to $5,000
Are you on the lookout for a small loan to manage an unexpected expense or fund a home project? With traditional banks often bogging you down with strict eligibility requirements and lengthy paperwork, it’s understandable that many Australians are turning to alternatives. Perhaps you’ve come across terms like small loans bad credit Australia. Here at Fundo, we’re here to help you cut through the hassle and find the support you need quickly and efficiently!
Obtaining a small loan with bad credit shouldn’t be a headache. At Fundo, we've streamlined our process to provide you with swift financing without the endless online searching. Here's what you can expect:
When you think about small loans with bad credit in Australia, remember that Fundo offers unique products tailored to your needs. We provide short-term loans ranging from $500 up to $5,000, ensuring there's something for everyone:
Looking for quick cash without the worry? Our loans are designed to fit your financial situation, and the best part is, you can manage everything effortlessly through your personal dashboard!
If you want to maximise your loan approval odds, understanding your Fundo Score is key. This score reflects your repayment behaviour and can improve by making timely payments and engaging with our services positively. With a higher Fundo Score, you can potentially secure better loan offers. To get started with Fundo, you’ll simply need to:
Are you ready to stop searching and start securing that small loan with bad credit in Australia? At Fundo, we’re here to assist you every step of the way. Apply today and see how easy it can be!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.