Small Loans In Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise, securing quick cash through small loans in Australia doesn’t have to be a daunting task. Traditional lenders like banks and credit unions often come with lengthy approval processes and cumbersome paperwork that can stretch for months. This makes it tough for many to access short-term funding. But that's where Fundo comes into play! As a friendly alternative lender, we cater specifically to individuals seeking small loans without the hassle you’d expect from conventional lenders.
At Fundo, we are dedicated to making the borrowing process seamless and accessible. With our online application, you can borrow funds from anywhere in Australia—no endless forms, no waiting on hold. Our team is committed to providing short-term loans that are quick, convenient, and tailored to meet your unique needs.
Fundo provides various small loans to assist you with immediate financial needs, including quick cash for unexpected emergencies or urgent expenses. Unlike other companies that might focus on debt consolidation or larger loans, we ensure our offerings are geared towards the one-off expenses you may face, such as medical bills, car repairs, or home renovations. Explore our emergency loans or check out our home renovation loans to see how we can help!
If you fit our eligibility criteria and are ready to apply, it’s easy! You simply need to:
The application process is quick and straightforward—submit your online application today! If you’ve previously interacted with us, you can even enjoy returning borrower privileges that simplify re-applying.
Wondering how to increase your chances of approval? Focus on your Fundo Score. Interacting positively with your credit behaviour can boost your score and improve your borrowing options. Make timely payments, stay engaged with our platform, and leave reviews to enhance your standing.
If you're searching for a trustworthy lender or have been browsing terms like bad credit loans in Australia, we encourage you to give Fundo a try! Apply for a small loan today and see how effortless our process can be. Your pathway to overcoming financial hiccups starts here!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
