Small Loans Under 500
Same day funds up to $5,000
Same day funds up to $5,000
We all encounter those unexpected expenses that catch us off guard. If you're searching for small loans under 500, you’re in the right place! At Fundo, we understand that traditional lenders can make borrowing a challenge, with lengthy application processes and complicated requirements. That's why we offer an alternative approach, simplifying the borrowing experience for everyone across Australia.
Whether you need cash for a sudden repair, an emergency medical bill, or a brief personal expense, Fundo offers short-term loans tailored for you. Rather than searching for stressful options, consider our small loans to help you cover those unexpected costs promptly.
Finding the perfect lender is vital. By exploring options like small loans under 500, you can empower yourself with choices that suit your needs. At Fundo, we aim to be that responsible lender you can count on. Want to renovate your home? Check out our home renovation loans. Facing an urgent expense? Explore our emergency loans—robust enough for all your immediate requirements.
We believe in rewarding good financial behaviour. Borrowers who demonstrate responsible practices may benefit from reduced or eliminated service fees when paying off their loans early. Plus, our simple loan duration can give you up to 180 days to repay, dependent on your loan type. Keeping tabs on your loan status is a breeze with our self-service dashboard that provides you with helpful financial insights.
The Fundo application process is straightforward! You can apply for your loan with just a few quick details about the amount you wish to borrow and your personal info. To be eligible for a Fundo loan, you just need to:
Upon full approval during business hours, your funds can be available in a flash, often the same day! Boost your loan eligibility by checking your Fundo Score, where you can earn points for positive financial habits.
Ready to put those endless searches for small fast loans no credit check or small instant loans no credit check behind you? Take control of your finances today! Fill out a loan application with Fundo and get the support you need.
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.