Small Loans With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Struggling with bad credit shouldn't mean you miss out on getting the financial help you need. Many people face challenges when navigating traditional lending processes related to small loans with bad credit. At Fundo, we believe everyone deserves a chance, regardless of their credit history. That's why our goal is to provide you with short-term loans that consider your unique situation.
As an Australian-owned direct lender, we pride ourselves on offering accessible and flexible repayment plans tailored to everyday Australians. Whether you're faced with an unexpected expense or looking for a bit of financial breathing room, we’re here to help. Applying for a loan shouldn’t be a headache, which is why we've simplified our application process to be straightforward and easy to understand.
If you're in urgent need of funds, a small loan could be the solution you're looking for. We understand that your time is valuable, which is why our streamlined loan application process ensures you won’t be left waiting for weeks. With Fundo, you can expect:
Fundo provides a variety of loans to cater to different needs. For instance, if you’re considering improving your home, check out our home renovation loans. Even if you’re just looking for a little extra cash for an urgent expense, our emergency loans might be perfect for you. Additionally, we reward responsible borrowing habits; if you repay your loan before the due date, you could save on fees!
Curious about your eligibility for a loan? Fundo has simplified our qualifying criteria to make it accessible to as many people as possible. To apply for our small loans, you must:
Your financial wellness is our priority! You can track your loan through our self-service dashboard for added convenience. Wondering how to enhance your chances for approval? Consider managing your financial habits and improving your Fundo Score. Pay your bills on time and maintain a low number of existing loans, and you’ll be in a great position.
If you're tired of exploring options for small loans online with instant approval or 100% acceptance, look no further than Fundo. Fill out our straightforward application form and you could receive the funds in your account within 60 seconds of contract acceptance, provided you apply during business hours!
Don’t let bad credit hold you back any longer. Start your application today and unlock the financial support you need!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
