Small Personal Loans Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding yourself in sudden need of financial assistance can be stressful, especially when unexpected expenses arise. Many people search for solutions like small personal loans bad credit to bridge those temporary financial gaps. Traditional lenders, such as banks and credit unions, may not always provide the rapid funding needed in these situations. That's where Fundo steps in. As an online lender, Fundo specializes in providing small personal loans to Australians, including those with less-than-perfect credit histories. With our swift and transparent processes, you can access funds quickly and without the hassle, allowing you to focus on what matters most.
If you've been exploring options for small personal loans bad credit, you can trust Fundo to help you find the right financial solution. Whether you need to cover an emergency expense or unexpected bills, we're dedicated to finding a loan that fits your needs. With Fundo, you can apply for various loans, but note that we do not offer loans for debt consolidation.
Applicants must meet a few simple eligibility requirements: you must reside in Australia, earn a minimum verified income of at least $1,000 a fortnight (including government benefits), and demonstrate your ability to repay without compromising your financial situation. While our goal is to assist you regardless of your credit history, please note that a credit check may be part of the assessment process to determine eligibility for your cash loan.
Understanding your Fundo Score can enhance your chances of approval. Healthy borrowing behaviours, such as timely repayments and engaging with our platform, can boost your score, increasing your eligibility for future loans. To start, simply click 'Apply Now' on our homepage. Fill in your loan amount, personal information, and contact details—all from the comfort of your home. If you submit your application during business hours and meet our criteria, you may even receive notification of your approval the same day!
Don't waste another moment searching for before pay loans or cash loans bad credit. Take control of your finances today and apply for a Fundo loan!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
