Small Personal Loans Poor Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finding a loan for unexpected expenses, such as home improvements, can often feel daunting, especially amidst the strict requirements and extensive paperwork set by traditional lenders. If you’re looking for small personal loans with poor credit options, you’re not alone. Many Australians explore alternatives and want quick access to funds without the hassle. That's where Fundo steps in! Forget sifting through countless websites; we streamline the process for you.
At Fundo, we make securing a loan as straightforward as possible. When you need a small personal loan quickly, we’re here to assist. Here’s how we keep things efficient:
Choosing us means choosing flexibility and understanding. With Fundo, you can find the ideal solution for small personal loans with poor credit. Our offerings include:
Additionally, we recognise your positive credit behaviour! By making timely repayments, you can enjoy reduced fees. You have the option to repay within up to 180 days for a MACC loan, with no penalties for finishing early. Need to keep track of your payments? Our self-service dashboard offers transparency and tips for financial wellness at your fingertips.
We are your friendly, transparent lender for those searching for small personal loans with bad credit or similar options. Our intuitive online application takes just minutes. Here’s how to get started:
To be eligible for a loan with Fundo, you must:
If your application is submitted during business hours, you could receive your funds the same day! Checking your Fundo Score can provide insights into your loan eligibility, empowering you to maintain good financial habits.
Stop your search for alternatives like payday loans with no credit check. Apply with Fundo today and take control of your financial journey!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.