Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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If you're finding yourself in need of quick and convenient funding, small short term loans for bad credit could be just the solution you're looking for. Traditional lenders often impose stringent requirements that can involve heaps of paperwork and lengthy waiting times. That's where Fundo steps in. As a trusted alternative lender, we offer small short term loans designed specifically for Australians who might be facing financial challenges. Our process is speedy and straightforward, meaning you might qualify even with a less-than-perfect credit history!
At Fundo, we understand that everyone's financial needs are different. Whether you're considering emergency loans or require assistance for unexpected costs, our range of options can cater to your situation effectively. For small loans, you can borrow amounts from $500 up to $2,000, with flexible repayment options so you can manage your repayments comfortably.
To apply for small short term loans with Fundo, you just need to ensure that you meet a few basic criteria:
Once you've decided what kind of loan suits your needs, the application is straightforward and quick. You can complete it online, and if submitted during business hours, you might receive approval on the same day! Once your contract is accepted, funds could hit your account within 60 seconds.
Additionally, we're introducing the Fundo Customer Score—a unique score reflecting your repayment history with us. The better your financial behaviour, the higher your score can climb, boosting your chances of future approvals. This is a fantastic way to maintain a good relationship with your lender as you enjoy easier access to loans over time!
Don’t let financial stress hold you back any longer! If you’re still navigating through your options, you’ve landed in the right spot. Rather than continuing your search with terms like Fast Payday Loans Bad Credit Australia, or Loans With Instant Approval, take the plunge now and apply with Fundo. Let us help you get the cash you need quickly!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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