Small Term Loans
Same day funds up to $5,000
Same day funds up to $5,000
We understand that life can sometimes throw unexpected expenses your way, and that’s where small term loans come into play. At Fundo, we believe that each individual's situation is unique and should be treated as such. Our aim is to offer accessible small term loans to Australians, taking into account your circumstances, even if you’ve experienced challenges with traditional lending processes in the past.
At Fundo, we cater to a variety of needs, whether it's an emergency or an unexpected expense. Our emergency loans are perfect for covering immediate costs, while our home renovation loans can assist with urgent repairs. You can rest assured knowing that you're in good hands with us.
Applying for a small term loan is simple! All you need to do is meet our minimal eligibility criteria:
If you meet these requirements, just head to our application form. Provide your personal details, how much you wish to borrow, and submit your request. Once you apply during business hours and receive approval, your funds could be in your account the very same day, subject to banking processing delays.
Managing your loan couldn’t be easier! Our self-service dashboard allows you to keep track of your loans, check applications, and access free financial wellness tips. It’s all about providing you with the tools to succeed financially.
Don’t waste any more time searching for quick loans or payday advance apps. Apply for a Fundo small term loan today and experience a lender that truly values your time and financial health!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.