Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
We understand that life can sometimes throw unexpected expenses your way, and that’s where small term loans come into play. At Fundo, we believe that each individual's situation is unique and should be treated as such. Our aim is to offer accessible small term loans to Australians, taking into account your circumstances, even if you’ve experienced challenges with traditional lending processes in the past.
At Fundo, we cater to a variety of needs, whether it's an emergency or an unexpected expense. Our emergency loans are perfect for covering immediate costs, while our home renovation loans can assist with urgent repairs. You can rest assured knowing that you're in good hands with us.
Applying for a small term loan is simple! All you need to do is meet our minimal eligibility criteria:
If you meet these requirements, just head to our application form. Provide your personal details, how much you wish to borrow, and submit your request. Once you apply during business hours and receive approval, your funds could be in your account the very same day, subject to banking processing delays.
Managing your loan couldn’t be easier! Our self-service dashboard allows you to keep track of your loans, check applications, and access free financial wellness tips. It’s all about providing you with the tools to succeed financially.
Don’t waste any more time searching for quick loans or payday advance apps. Apply for a Fundo small term loan today and experience a lender that truly values your time and financial health!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.