Spot Cash Loan

Unlock Your Financial Freedom with a Spot Cash Loan

Finding a loan can be quite the challenge, especially when your credit might not be perfect. If you've faced hurdles with traditional lenders when it comes to a spot cash loan, you're not alone. We believe that everyone deserves a chance to access quick financial support, regardless of their current credit score. At Fundo, our mission is to make short-term loans more accessible to people across Australia. Here’s how we stand out:

✅ Personalized Service: Each application receives individual attention to ensure you get the funds you need.
🔄 Flexible Repayment Plans: We offer repayment schedules that suit your financial situation, so you won’t feel overwhelmed.
⚡ Quick Application Process: No complicated jargon or lengthy forms – just a simple application to get you started.
🕒 Fast Approvals: We aim to keep the process quick, because waiting is no fun when you're in need of cash.
📲 Real-Time Updates: Keep an eye on your financial health with our self-service dashboard.

Whether it’s an emergency or a sudden expense, spot cash loans from Fundo can provide you with the funds you need quickly. Imagine receiving the funds directly into your account within 60 seconds from the moment you accept the contract! With borrowing options available up to $5,000, you can take care of those urgent payments with ease.

Find out how our loans can help with various situations:

🏡 Home Repairs: Our home renovation loans can assist with immediate repairs that need attention.
🚨 Unexpected Expenses: Need cash for surprising bills? Check out our emergency loans designed just for that.

Our goal is to support your financial wellness while providing easy access to loans. Paying off your spot cash loan early avoids monthly account fees and may enhance your chances of receiving better terms on future loans. Use our self-service dashboard to manage your loan effectively and get insights into your Fundo Score, which rewards you for responsible borrowing behaviour.

Easy Eligibility for Spot Cash Loans

Do you find it tedious searching for quick loan options online? With Fundo, securing a loan is simpler than ever. To qualify for a spot cash loan, ensure you:

🎂 Are at least 18 years old.
💼 Reside in Australia.
💰 Have a verified income of at least $1,000 per fortnight (including government benefits).
📊 Can demonstrate your ability to repay the loan without causing financial strain.

Applying for your spot cash loan is a breeze! Simply fill in your personal details, specify how much you’d like to borrow, and submit your application. Returning customers will discover that reapplying takes just three clicks!

Your financial wellbeing matters to us. If you’re seeking a reliable partner for your easy and fast loans, look no further! With Fundo, you'll benefit from positive borrowing experiences while enjoying every bit of the process.

Don't let financial worries hold you back. Choose Fundo for your spot cash loan needs today!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees
payout early for discount

Money in ~60 secs of
contract acceptance¹

Small loan

Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 5 min application²

Things you should know

Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.

¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day

²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.

Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.

Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.

Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.

Spot Cash Loan

Spot Cash Loan