Spot Cash Loan

Unlock Your Financial Freedom with a Spot Cash Loan

Finding a loan can be quite the challenge, especially when your credit might not be perfect. If you've faced hurdles with traditional lenders when it comes to a spot cash loan, you're not alone. We believe that everyone deserves a chance to access quick financial support, regardless of their current credit score. At Fundo, our mission is to make short-term loans more accessible to people across Australia. Here’s how we stand out:

✅ Personalized Service: Each application receives individual attention to ensure you get the funds you need.
🔄 Flexible Repayment Plans: We offer repayment schedules that suit your financial situation, so you won’t feel overwhelmed.
⚡ Quick Application Process: No complicated jargon or lengthy forms – just a simple application to get you started.
🕒 Fast Approvals: We aim to keep the process quick, because waiting is no fun when you're in need of cash.
📲 Real-Time Updates: Keep an eye on your financial health with our self-service dashboard.

Whether it’s an emergency or a sudden expense, spot cash loans from Fundo can provide you with the funds you need quickly. Imagine receiving the funds directly into your account within 60 seconds from the moment you accept the contract! With borrowing options available up to $5,000, you can take care of those urgent payments with ease.

Find out how our loans can help with various situations:

🏡 Home Repairs: Our home renovation loans can assist with immediate repairs that need attention.
🚨 Unexpected Expenses: Need cash for surprising bills? Check out our emergency loans designed just for that.

Our goal is to support your financial wellness while providing easy access to loans. Paying off your spot cash loan early avoids monthly account fees and may enhance your chances of receiving better terms on future loans. Use our self-service dashboard to manage your loan effectively and get insights into your Fundo Score, which rewards you for responsible borrowing behaviour.

Easy Eligibility for Spot Cash Loans

Do you find it tedious searching for quick loan options online? With Fundo, securing a loan is simpler than ever. To qualify for a spot cash loan, ensure you:

🎂 Are at least 18 years old.
💼 Reside in Australia.
💰 Have a verified income of at least $1,000 per fortnight (including government benefits).
📊 Can demonstrate your ability to repay the loan without causing financial strain.

Applying for your spot cash loan is a breeze! Simply fill in your personal details, specify how much you’d like to borrow, and submit your application. Returning customers will discover that reapplying takes just three clicks!

Your financial wellbeing matters to us. If you’re seeking a reliable partner for your easy and fast loans, look no further! With Fundo, you'll benefit from positive borrowing experiences while enjoying every bit of the process.

Don't let financial worries hold you back. Choose Fundo for your spot cash loan needs today!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.