Student Loans Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Unexpected expenses can pop up out of nowhere, and taking out a loan might just be the solution you need. If you're looking for student loans bad credit, we understand that the journey can feel overwhelming, especially when the results don’t quite fit your needs. At Fundo, we’re committed to making our loans accessible for a broader range of borrowers, including those with less-than-perfect credit histories.
Here’s what sets us apart:
You might be searching for terms like Small Unsecured Personal Loans Bad Credit or Small Payday Loan Lenders. While various options exist, making a choice that aligns with your specific situation can be tricky. With Fundo, you have access to a variety of small loans that are designed to meet your unique needs, including emergency loans and home improvement loans.
Once you select a loan type, you will have the flexibility to choose between weekly, fortnightly, or monthly repayment plans. We aim to make repayment as comfortable as possible, allowing you to pay off your loan in up to 180 days for a MACC loan. If you're able to, paying off early can help you avoid any unnecessary fees, further lightening your financial load.
Help ensure your application’s success by keeping in mind certain criteria. You must be at least 18 years old and currently residing in Australia, with verified income of at least $1,000 per fortnight, including government benefits. Furthermore, demonstrating that you can handle the repayments without risking your financial stability is crucial.
New customers can fill out our easy online application, while returning customers can apply in just a few clicks! Applications submitted during business hours may be reviewed quickly, with funds potentially hitting your account within 60 seconds of contract acceptance.
Don’t put off securing the funds you need any longer. Ditch the search for Personal Loan To Consolidate Debt With Bad Credit or How Do I Apply For A Loan Online. Choose Fundo to find your ideal short-term solution today!
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.