Term Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses crop up, choosing to take out a loan can be a wise move, especially if you're exploring term loans for bad credit. We understand that the search for reliable lenders can be overwhelming, particularly when standard options seem out of reach. At Fundo, we specialize in offering short-term loans that are accessible, even if your credit isn’t flawless. If you've been on the lookout for alternatives and stumbled upon terms like 'Short Term Payday Loans for Bad Credit', you're already on the right path.
While researching term loans for bad credit, it’s crucial to compare what’s available. At Fundo, we provide personalized lending options that cater to your specific needs. For instance, our emergency loans are perfect for covering urgent, one-time expenses. If you need more funds, consider our small and medium loan offerings tailored to fit different financial situations. Plus, at Fundo, we reward our borrowers for their good credit behaviour!
If your loan is approved, enjoy the flexibility of repayment terms that extend up to 180 days for a MACC loan. You can even pay off early without any penalties!
Forget complex eligibility checks! Here at Fundo, our requirements are straightforward:
Once you confirm you meet these criteria, simply fill out our easy application form with your details, and let us know your desired loan amount. If you qualify and submit during business hours, we may get your funds to you within 60 seconds from contract acceptance! You can even monitor your loan progress through our user-friendly dashboard. Stay updated on your repayments and access free financial wellness tips.
If you're eager to enhance your application success, check your Fundo Score for insights on how to improve your chances. Referring friends and timely loan repayments can also positively impact your future borrowing experiences. For our loyal borrowers, we’ve simplified the new application process, taking just three clicks to re-apply.
So, why waste time searching for lenders offering 'cash loans for bad credit' or 'small payday loans online for bad credit'? Let's make your funding journey smoother with Fundo! Find out how much you can borrow today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
