Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
Fundo’s approach to the fast cash loan conversation is that we have zero upfront fees during the application process. This allows you to apply without pre-paying any fees out of pocket; you only pay the disclosed fees or charges associated with your loan when your application is approved.

We do want to make you aware that there are fees associated with our loans after approval. These fees align with industry standards and legislation, so you can rest assured that your loan fees are fair. This is part of our commitment to offering convenient and accessible loan options.

With Fundo, it’s not just about providing loans online but also about building a relationship of trust and mutual respect. We’re your Australian owned and managed quick online loan experts, and we strive to make your funding experience comfortable, efficient, and empathetic.

At Fundo, we’ve got you covered.

Fundo is committed to helping Australians thrive financially, and that includes students too.

We understand that student life can be financially challenging and unpredictable, which is why we offer quick online fast loans to help cover those unexpected expenses. As long as you’re over eighteen and have an income of at least $1,000 fortnightly (inclusive of government benefits), then you could be eligible for the fast cash loan products that we offer.

We believe in you and your ability to make timely repayments without putting undue financial pressure on yourself. Be it textbooks, university fees, or just daily living costs, Fundo is here to provide financial support.

So if you’re a student and meet our qualifications, we encourage you to apply for a loan with us! We can’t wait to assess your application and help make your financial journey a little less daunting.

At Fundo, we have a special spot for the fearless freelancers in our hearts. Being a freelancer should not keep you from accessing the financial support you need, and we’re here to support you through your unique financial challenges.

Fundo may offer short-term loans to individuals with non-traditional incomes, including freelancers, seasonal workers, and pensioners, as long as our eligibility criteria are met.

The key is demonstrating a consistent income, regardless of the source. Those earning at least $1,000 per fortnight from freelance work, for example, may qualify for our loan products.

We also encourage you to contact us regarding your circumstances if you’re otherwise qualified for our loans. We believe that every Australian deserves access to the fast cash loansolutions we have to offer.

If you need a quick, easy, and reliable personal loan, Fundo’s got your back! We’re Australian owned, Australian managed, friendly, and here for you.

At Fundo, we know how the ebb and flow of cash flow can challenge even the best of businesses. While our personal loans could be the fast cash loan solution for urgent expenses, we emphasise that our loans are intended for personal or non-business use. 

Our small and medium personal loans could be used for a variety of purposes, including car repairs, out-of-town trips, dream purchases, and more.

We also believe in giving fair chances to anyone who may need a loan, no matter their credit history. That’s why your credit score plays a minor role in the review process, as we also consider your current ability to meet repayments.

Additionally, we have a fun and unique Fundo Credit Score system that rewards you for prompt payments and referrals – the higher your Fundo Credit Score, the greater your chances of getting approved for your next loan with us. You also gain access to cool new perks along the way.

We aren’t your traditional bank with complex forms and lengthy approval times. We’re your go-to for quick online easy loans that are jargon-free, fuss-free, and have zero hidden fees.

At Fundo, we’re always ready to make your financial journey easier!

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.