Tiny Cash Loans

If you’re looking for tiny cash loans, Fundo provides an ideal solution for covering minor expenses or short-term financial gaps when you need cash quickly. Tiny loans are perfect for small, unexpected costs, but Fundo’s small loans start from $500, offering more flexibility if you need additional funds for larger expenses. Whether it’s for a medical bill, car repair, or an urgent personal need, Fundo ensures you have the financial support you need without the hassle of traditional lenders.

Thousands of Australians have already chosen Fundo for their short-term loan needs. Our fast online application process ensures that you can apply quickly and easily from the comfort of your home. Once your application is submitted, it’s reviewed promptly, often resulting in same-day approval. After approval, the funds are typically transferred to your account within hours, helping you manage your financial situation without unnecessary delays.

Fundo’s small loans come with flexible repayment options that make it easier for you to repay the loan on terms that suit your financial circumstances. Whether you need a short repayment period or more time to repay, Fundo’s loan options provide the flexibility you need while helping you cover both small and larger expenses.

Tiny Cash Loans FAQs

How fast can I get approved for a tiny cash loan with Fundo?
Fundo’s online application process ensures quick approval. Once your application is submitted, it is reviewed promptly, and approval is often granted the same day. After approval, the funds are typically transferred to your account within hours, depending on your bank’s processing times.

What can I use a tiny cash loan from Fundo for?
Fundo’s small loans can be used to cover various short-term financial needs, including emergency bills, unexpected personal expenses, or minor costs that need immediate attention.

How flexible are Fundo’s repayment options for tiny cash loans?
Fundo offers flexible repayment plans that are tailored to your financial situation. Whether you need a shorter repayment period or more time, Fundo ensures that managing your loan is easy and stress-free.

Do I need perfect credit to apply for a tiny cash loan with Fundo?
No, Fundo doesn’t require perfect credit. We focus on your current financial situation and ability to repay the loan, making our loans accessible even if your credit history isn’t ideal.

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.