Unsecured Cash Loans
Same day funds up to $5,000
Same day funds up to $5,000
The journey to securing a loan for unexpected expenses or home projects can often feel daunting, especially when traditional lenders impose strict criteria and complicated paperwork. Many Australians explore alternative funding options, searching for "unsecured cash loans" to meet their needs. At Fundo, we’re dedicated to cutting through the confusion and delivering swift solutions. We understand that when you're looking for a cash loan, speed and simplicity are key. What's the point of fast funding if you're loaded down with paperwork? Our mission is to provide a seamless experience, allowing you to access short-term loans with minimal fuss.
When considering "unsecured cash loans," it’s crucial to know what options are available. At Fundo, you can apply for various loans tailored for specific needs, such as emergency loans for those urgent, one-time expenses or home renovation loans that boost the value of your property. Our small loan offerings ensure you can cover immediate needs without the burden of high interest.
Fundo prioritises transparency and simplicity. You can quickly apply for your unsecured cash loan from the comfort of your home. Just fill out a hassle-free online application asking for basic details like the amount you wish to borrow, personal information, and your contact details.
To be eligible for a loan from Fundo, you only need to meet a few straightforward requirements. You need to:
If your application is approved during business hours, you could receive the funds within 60 seconds from contract acceptance. To check your eligibility, consider using your Fundo Score—our proprietary system rewarding good financial behaviours, such as timely payments and recommendations. Maintaining a high score could improve your loan options significantly!
Stop your search for vague terms like 'quick cash loans' today. Dive into the Fundo experience and get started on your loan application now. You deserve a lender who truly understands your needs!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.