Unsecured Loan For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
When you find yourself in need of an unsecured loan for bad credit, traditional banks often come to mind as the go-to option. However, navigating their strict eligibility criteria and slow application processes can prove to be quite a headache. Thankfully, you've found Fundo! We provide quick and hassle-free short-term loans available anywhere in Australia. Our approach is centred around empowering individuals with less-than-perfect credit, ensuring that everyone has a fair chance at approval.
At Fundo, we leverage technology to streamline our processes, enabling you to receive a loan outcome swiftly. Everything is done onlineβno queues, no waiting for a store to open. Hereβs what sets us apart:
If you've been searching for an unsecured loan for bad credit, you'll be pleased to know our loans can cater to various needs. Whether itβs for urgent repairs, unexpected bills, or personal expenses, Fundo has you covered. Here's a quick overview of how you can use your Fundo loan:
At Fundo, we understand that achieving financial stability is an ongoing journey. That's why our eligibility criteria are minimal, making it easier for you to access the funds you need:
Getting started is as simple as filling out our online application form. Just provide your basic contact and personal information and specify the amount you wish to borrow. If you've borrowed from Fundo before, applying for another loan could take just three clicks!
We also offer the Fundo Scoreβa unique perk designed to reward responsible financial behaviour! Pay your loans on time or early, leave feedback, and refer friends to see your score improve. The higher your Fundo Score, the better your chances of getting loan approvals in the future.
Stop stressing about your finances and let Fundo help you with an unsecured loan for bad credit. Whether looking up terms like 'Urgent Personal Loans For Bad Credit' or simply exploring options, you don't need to look any further. Take charge of your financial future and apply for a Fundo loan today!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.