Unsecured Loans With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Need to tackle an unexpected expense? Whether it's a sudden car repair, a medical emergency, or even some home improvements, unsecured loans with bad credit can provide the financial relief you need. At Fundo, we believe that everyone deserves access to funding, regardless of their credit history. That’s why we've created a hassle-free, technology-driven loan process designed to make getting your funds quick and easy.
When looking for unsecured loans with bad credit, it’s crucial to know your options. At Fundo, we offer a variety of products to fit your needs. From emergency loans for urgent expenses to home renovation loans, we’ve got you covered. Our small loans are manageable and designed with your financial wellness in mind.
Don’t worry about complex criteria; we keep things simple. To qualify for our unsecured loans with bad credit, you must:
Applying for a loan is straightforward. Just complete our online application form, providing essential details like your contact information and the amount you wish to borrow. If you’ve borrowed from Fundo before, you can reapply in just three easy clicks!
Your comfort is our priority. You can repay your loan within up to 180 days for a MACC loan, and if you prefer to pay early, we won’t charge any penalties. You certainly don’t want to be stuck with overwhelming fees, and thanks to our streamlined process, you won’t be!
Finally, eliminate the stress of constantly searching for terms like 'Urgent Bad Credit Loan' or 'Quick Loans Online No Credit Check'. With Fundo, getting an unsecured loan with bad credit is not only convenient but a clear pathway to managing your finances effectively.
So why wait? Take control of your financial needs today with Fundo's simple and flexible loan options. We're here to help you every step of the way!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
