Unsecured Payday Loans
Same day funds up to $5,000
Same day funds up to $5,000
No matter how much we plan, sometimes unexpected expenses arise—after all, life can be full of surprises! Whether it’s an urgent home repair or a long-overdue getaway, unsecured payday loans can help bridge the gap when you need cash quickly. If you’ve been searching for a reliable lender offering unsecured payday loans, look no further than Fundo. We're a proudly Australian-owned lending institution, offering tailored short-term loans designed for your unique needs.
Why Choose Fundo for Unsecured Payday Loans?
If you’re tired of endless searches for unsecured payday loans, Fundo can offer you flexible options tailored to your financial situation. We understand that every customer is unique, which is why we allow you to adapt your repayment schedule within the loan term to fit your needs. Plus, you can repay your loan early without any penalties, making it easier to qualify for a future loan with us.
Loan Flexibility
Our unsecured payday loans can cover various urgent needs:
At Fundo, we're dedicated to providing convenient funding options for everyone currently living in Australia. You won’t need to wade through countless results any longer for terms like 'Quick Loan Online Same Day'.
Are You Eligible?
To apply for one of our unsecured payday loans, you must meet these criteria:
After confirming your eligibility, filling out our application form is a breeze! Returning customers can apply with just three clicks, while new applicants can complete their details, including the desired loan amount, quickly and easily.
Want to enhance your chances of approval? Keep an eye on your Fundo Score! A higher score can unlock better rates and offers for you. You can boost your score by making timely repayments, referring friends, and providing us with feedback.
Stop searching for 'bond loans no credit check' or 'short-term loans' on other platforms. Choose Fundo for your unsecured payday loans, and take the next step towards your financial needs today!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.