Unsecured Personal Loans For People With Poor Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Understanding Unsecured Personal Loans for People with Poor Credit
Finding the right financing when you're facing an unexpected expense can feel overwhelming, especially when your credit score isn't what you'd like it to be. If you've ever found yourself searching for 'unsecured personal loans for people with poor credit', we’re glad you’re here. At Fundo, we understand that sometimes you just need quick access to cash without the hassle of complicated paperwork.
Our mission is to make the borrowing experience straightforward for you. Here’s how Fundo helps those in need of unsecured personal loans:
At Fundo, we believe in rewarding our clients for their good financial behaviour. While some loan providers may dwell solely on credit scores, we look at the bigger picture. This means assessing your documented income, your repayment ability, and considering that you will not be worse off financially with a Fundo loan. We don’t just stop at providing loans; we empower you to manage your repayments effectively, making it easier to take control of your finances.
If you’re looking for options like home renovation loans or emergency loans, our range of services is designed to meet your needs. Our unsecured personal loans can help you handle those one-time urgent expenses with no hidden costs.
Once approved, funds will reach your account within 60 seconds from accepting the contract. You’ll also have up to 180 days to pay back your loan in full, providing you peace of mind during the repayment period.
Are you interested in enhancing your chances of approval? Get familiar with your Fundo Score. This score reflects your loan history with us and can improve through timely repayments, referrals, and engagement with our services. A solid Fundo Score can lead to advantageous loan terms and faster processing times.
Keep in mind, to apply, you need to be over 18 years of age, currently living in Australia, and earning a verified income of at least $1,000 per fortnight (including government benefits). Our simplified application process means applying is just a few clicks away, especially for returning customers.
So, why waste time searching for 'fast cash loans' or other kinds of loans? With Fundo, you can count on a lender that prioritises your needs. Start your loan application today, and let us help you with our reliable, quick, and unsecured personal loans for people with poor credit!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
