Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
At Fundo, we’ve made the process of borrowing money online swifter and easier than any payday advance app. No stacks of paperwork, no intimidating loan officers, and no stressful queues. The only thing standing between you and the quick loans you need is a straightforward online form, which, as far as the different ways to borrow money online go, is as easy as it gets.

To start, just click on ‘Apply Now’ and enter your basic information, income, proof of identification, and bank details.

Our tech-savvy team, available from 9 a.m. to 6 p.m. on weekdays and 9 a.m. to 5 p.m. on Saturdays Sydney time, will process your application with care and precision. If your application gets approved during business hours, you can most likely get your money the same day. 

If you can’t make those times, there’s no need to search for ‘weekend cash loans online Australia’ either because you can send in your applications 24/7. If you apply during off-hours, it will be processed the next business day.

We understand life’s unpredictability. That’s why we’ve made our loan process as quick and user-friendly as possible. As an Australian-owned lender, we offer flexible repayment terms, transparent charges, and sincere empathy towards your financial needs, even if your credit score isn’t perfect.

Australia offers plenty of ways to borrow money online for students, from the government-funded HECS-HELP and FEE-HELP to the vocational-centric VET Student Loans, which can help you cover tuition costs at a variety of accredited higher education institutions. But we know that the story of education is about more than just tuition.

The fabric of student life is richly interwoven with elements beyond classrooms and textbooks. Be it relocating to a new city, sprucing up your off-campus digs, procuring study materials, or just being prepared for life’s little surprises, the need for quick cash can be a chapter in anyone’s university tale. That’s where Fundo’s personal loans, small and medium, enter the narrative.

At Fundo, we’re committed to easing your financial journey with accessible and reliable short-term loan options. Our digital, user-friendly platform means no lengthy queues, complicated forms, or nerve-wracking waits. In just a few clicks, you can initiate an application and, if approved, enjoy the convenience of same-day loans.

Our mission is to keep it simple, keep it quick, and keep it all about you. Together, let’s pave a financial path that enables your educational dreams.

Navigating the digital world of ways to borrow money online can often seem like a balancing act, especially when it comes to your financial security. But at Fundo, we’re your safety net. We’re as passionate about your security as we are about ensuring you have the funds you need when life happens.

Every legitimate online lender in Australia, including Fundo, is equipped with an Australian Credit Licence, which is your assurance that the lender is authorised and regulated to offer credit services. 

As an Australian owned and operated company, we are regulated by the Australian Securities and Investments Commission (ASIC). That means we’re subject to stringent standards and practices designed to protect you.

So rest assured, with Fundo, your online loan experience is not only simple and swift but also secure. We value the trust you place in us, and we’re committed to making your experience as seamless and straightforward as possible.

Choosing a lending platform out of all the ways to borrow money online is like choosing a partner for a financial journey. Besides quick cash and a convenient online loan application process, you want a lender that understands your needs, is transparent, and is there for you every step of the way.

First and foremost, you want to know about the fees, interest rates, and any other costs associated with borrowing. At Fundo, we keep things straightforward and easy. There’s no jargon, no confusing talk, just a simple, understandable process. We also ensure that our loan terms are clear and manageable because we want to make sure that you feel comfortable and secure throughout the borrowing process.

Then comes the platform’s reputation because you should trust who you’re borrowing from. We value our customer reviews, which attest to our dedication to customer service. We are there for you when life happens, and we believe that every customer deserves to feel valued and supported.

Choosing an online lending platform should be about finding a match that best suits your needs. At Fundo, we strive to be that perfect match, providing accessible and reliable loan options for every Aussie in search of ‘quick and easy loans Australia’.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.