What Do I Need To Get A Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When life throws unexpected expenses your way, securing a loan can be a quick and efficient solution. If you’ve been asking yourself, “What do I need to get a loan?”, look no further than Fundo! We aim to provide accessible short-term loans tailored for your needs, especially if traditional lenders haven't fit your criteria. Whether you’re searching for information or simply exploring options on our website, you can count on us to be upfront about our process without any hidden fees or complicated terms.
At Fundo, we value transparency and simplicity. Our loans are designed to make your borrowing experience smooth, with a 100% online application process. No more digging through pages of legal jargon—just clear, easy steps to get the support you need. Here’s what makes us stand out:
When asking yourself, “What do I need to get a loan?,” remember that Fundo offers a range of short-term loans tailored to fit various situations. Whether you require extra cash for a personal emergency, home repairs, or any one-off expense, we are here to help. By applying with Fundo, you have access to:
Many people hesitate when they come across strict eligibility requirements from traditional lenders. With Fundo, we’ve made borrowing more manageable. To get started, here’s what you need:
Our application process is straightforward! Complete the online form with your personal and financial information, and specify the loan amount and repayment terms that suit your needs. For the fastest processing, we recommend applying during our business hours.
Another way to improve your chances of getting approved in the future is to cultivate your Fundo Score. This can be done by consistently paying your loans on time, referring friends, and engaging positively with our platform. With these advantages in mind, you won’t have to search endlessly for answers to “What do I need to get a loan?” anymore!
Ready to take the first step? Visit Fundo today and experience a hassle-free loan process. We’re excited to help you with your funding needs!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
